Gratitude plays a big role in our family. I have a great life and I don’t take it for granted. Since my girls were very little, I’ve worked to cultivate a gratitude mindset in them as well. We talk about being lucky duckies and I express gratitude in front of them regularly. As grateful as I am for the wonderful life we have together, I know gratitude alone isn’t enough. It also must be protected.
Sometimes the mere mention of life insurance can make a person become uncomfortable. For some, it’s an unwelcome reminder that they still need a will or estate plan. Others simply don’t want to consider the possibility of an untimely death. For me, life insurance isn’t something I fear. It gives me peace of mind.
While I certainly hope that I am blessed with a long, happy life, I know life is unpredictable, and I want to ensure that my family will be okay, if the unthinkable happens. To rest easy knowing that my family can remain in our home, the girls can still go college and go on vacations as we planned, etc. I have seen the difficulties of picking up the financial pieces after an untimely death, and I have also seen the great relief of a surviving spouse who can focus on grieving and raising the children with the full knowledge that they will be okay financially. I have also been thanked by the dying spouse for continually reminding him of the need to protect his most valuable asset—his family.
Please take a look at this great infographic put together by HR Block. 40% of families would immediately struggle to cover everyday expenses if the primary breadwinner died. How would your family do?
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